Built for established, growing MSMEs.
If your business ticks these three boxes, you're likely eligible for collateral-free funding up to ₹2 Cr.
₹1 Cr+ banking turnover
Annual credits in your business current account of ₹1 Cr or more.
2+ years in business
A track record of at least two years of operations.
An Indian MSME
Manufacturer, distributor, trader, retailer or service business.
Plan before you apply
Check in under a minute
Quick eligibility check
Looks like a match
You can apply for up to ₹2 Cr, collateral-free.
- Annual banking turnover of ₹1 Cr or more
- At least 2 years in business
- Manufacturer businesses are eligible
Final eligibility and amount depend on the lender’s assessment of your bank statements and financials.
Eligibility
Who can apply, and what to keep ready
Who can apply
- Manufacturers, distributors, traders, retailers and service businesses
- Annual banking turnover of ₹1 Cr or more
- At least 2 years in business
- A current account with regular business transactions
Documents to keep ready
- PAN and Aadhaar of promoters or partners
- Business PAN, GST registration and GST returns
- Last 12 months' bank statements
- Latest ITR and financial statements
FAQs
Questions, answered
Who is eligible?
MSME manufacturers, distributors, traders, retailers and service businesses with ₹1 Cr or more in annual banking turnover and at least 2 years in business.
What documents do I need?
KYC of promoters, GST registration and returns, the latest ITR and 12 months of bank statements. Everything is shared online.
Do I need to pledge anything?
No. These are unsecured loans, so you don't pledge property, machinery or deposits.
Is Paisanow a lender?
Paisanow is a loan distribution partner. Loans are sanctioned and disbursed by RBI-regulated banks and NBFCs at their sole discretion.
Your next opportunity won't wait.
Apply in 2 minutes. Up to ₹2 Cr*, no collateral.