One disbursal for the big moves: new machinery, a second outlet, a large order. Fixed monthly EMIs over up to 7 years, priced on your business's banking track record, not your property.
At a glance
One disbursal for the big moves: new machinery, a second outlet, a large order. Fixed monthly EMIs, no collateral.
Processing fee 2% and insurance 1% of the loan amount, shown in your offer before you sign.
Plan before you apply
Your monthly EMI
₹1,41,701
Indicative only. Your final rate depends on the lender's assessment of your business.
What it's for
Pick a term loan for a one-time need with a clear payback, like equipment that raises output or a move into a new market.
Stage 01
Buy inventory in bulk before peak demand and negotiate better prices.
Overdraft or term loanStage 02
Add machinery or technology that lets you say yes to bigger orders.
Unsecured business loanStage 03
Open a new outlet, warehouse or city without diluting ownership.
Unsecured business loanHow it works
Verify your mobile number and tell us how much you need.
Share required business documents like ITR and bank statements.
Your application is assessed by lenders, and you get the best offers from our lending partners.
100% paperless process. Once approved by the lending partners, you receive the funds directly in your business bank account.
Eligibility
FAQs
A loan given on the strength of your business's cash flows and banking history, without asking you to pledge property, machinery or other assets as collateral.
Rates range from 14% to 22% p.a. depending on your business profile. A processing fee of 2% and insurance of 1% of the loan amount apply. All charges appear in your offer before you sign.
Once your documents are complete, you typically hear back within 24–48 hours.
Pick a term loan for a one-time need like machinery or expansion. Pick an overdraft for recurring working-capital needs, since you pay interest only on what you draw.
MSME manufacturers, distributors, traders, retailers and service businesses with ₹1 Cr or more in annual banking turnover and at least 2 years in business.
Paisanow is a loan distribution partner. Loans are sanctioned and disbursed by RBI-regulated banks and NBFCs at their sole discretion.
Apply in 2 minutes. Collateral-free funding up to ₹2 Cr, with a decision in 24–48 hours.
