In short
Paisanow is a direct selling agent, not a lender. Rates, EMIs and eligibility shown here are indicative — only the lending partner’s Key Fact Statement and sanction letter are binding. Never share a PIN, password or OTP, and never pay anyone who promises guaranteed approval.
Paisanow.com is operated by Wesoftek Solutions Private Limited as a direct selling agent and facilitator for loan and related financial products offered by empanelled banks, NBFCs and other regulated Lending Partners.
1. Not a lender
Wesoftek Solutions Private Limited does not itself lend money, accept deposits, issue credit, guarantee approval or make the final underwriting decision. The relevant Lending Partner exclusively determines eligibility, sanction, interest rate, APR, fees, tenure, collateral, documentation, disbursal, servicing and recovery.
2. Indicative information
Rates, instalments, eligibility, savings, processing time and other results shown through calculators, comparisons or communications are illustrative and may change. They are not a sanction, commitment or binding offer. The Lending Partner’s Key Fact Statement, sanction letter and executed loan documents prevail.
3. No professional advice
Platform content is general information and does not constitute legal, tax, accounting, investment or independent financial advice. Users should assess affordability, total cost, risks and suitability and obtain professional advice where necessary.
4. Credit scores and reports
Any credit score or report is obtained from or generated by an authorised credit information source and may vary between providers or dates. Wesoftek Solutions Private Limited does not control bureau records and cannot guarantee that a score will result in approval.
5. Third-party services
Links, product descriptions and services supplied by Lending Partners or third parties are provided for convenience. Wesoftek Solutions Private Limited does not endorse every third-party statement and is not responsible for independent systems, decisions or acts, except where liability cannot lawfully be excluded.
6. Availability and accuracy
We endeavour to keep information accurate and the Platform available but do not warrant that content is complete, current, error-free, uninterrupted or free from harmful components. Users should verify material product terms directly with the relevant Lending Partner.
7. Fraud warning
Never share a bank PIN, password or transaction OTP. Do not pay anyone promising guaranteed approval or disbursal. Verify communications and payment instructions through official channels. Report suspicious activity immediately to the relevant bank or NBFC and to us.
8. Limitation
To the extent permitted by law, Wesoftek Solutions Private Limited is not liable for losses caused by reliance on indicative information, a Lending Partner’s decision or performance, third-party failures, unauthorised payments, user error or events beyond reasonable control. Mandatory rights and liabilities under consumer, data-protection and other applicable law remain unaffected.